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Mobi Loan



How to access your Mobi Account

  1. Go to Play Store on your Android Device
  2. Search for Msacco+ , Install, then Open it
  3. Hit next in the next screen
  4. Go on
  5. Accept the terms and conditions
  6. Hit Grant Permissions, Allow Permissions
  7. That’s it! Tick the last step
  8. Slotin your Safaricom Phone number & Hit Submit (The Sim Car should be in the device you are installing)
  9. Select MHASIBU SACCO and Hit OKAY
  10. Wait for Automatic SMS Verification to verify the phone number given and the Android device in use
  11. Login using your PIN


If you have forgotten your PIN

  1. Click on Forgot PIN & Enter the last 4 digits of your Safaricom Phone Number.
  2. The Reset PIN will be sent Via text and you will be required to slot it in & change the PIN to one only known to you, to access the Mobi Account on your Phone via the Msacco App.
  3. IF required to register, please download and fillout the Mobile Services Registration form from THIS LINK>


How to Access the Mobi Loan

1. Requirements

    • Must be a member for at least 6 Months
    • Must have contributed a minimum of KES 50,000 Deposits and a Share Capital of 10,000
    • Must have contributed Monthly contributions consistently over the last 6 months
    • Must not be in arrears if the member hold running loans on their account
    • Must not be listed as delinquent by the CRB services
    • Must not have defaulted Mobi loan

2.  Mobi Features

    • Interest Rate – 5% for 1 Month, auto recovered from Deposits on Default
    • Transaction Charge – KES 100
    • Interest & Transaction Charges are given net of the Loan

        a) Access Mobi Loan Via USSD (*346#)

    • Dial *346# on your Safaricom Line & Slot in your PIN
    • On the Menu that appears, Select #1 Mobi Instant & Send
    • Enter the amount you would like to take, max is KES 10,000 & Send
    • NOTE: 5% Interest will be charged on your Loan Amount + KES 100 transaction Charge & the Product is repayable in 1 Month, Starting TODAY. Do you wish to continue? Type 1 Yes & Send
    • The loan will be sent to your M-Pesa Account

        b) Access Mobi Loan via the Msacco+ App

    • Login to the App by sloting in your PIN
    • Hit LOANS Menu, right next to Account & Transact
    • Select REQUEST LOAN
    • Select the Loan type Mobi Instant (5%)
    • Confirm your Membership Number
    • Enter the Amount you need
    • Hit Send
    • Slotin your PIN
    • Check your M-Pesa


 How to Re-Pay Mobi Loan Via M-Pesa

    • Go to the Mpesa Menu | Select Lipa na M-PESA | Select Pay Bill | Enter Business Number '540700'
    • Under Account number -  Slotin Your Membership Number + The KEY Word 'MBL' i.e.; MHS12345MBL
    • Enter The Amount  | Enter Your PIN | Confirm that you have entered the correct Pay Bill number/ Your Membership Number/ the Amount
    • You will receive a confirmation shortly confirming that the payment has been received.