⛳ Swing for a Cause · Mhasibu Charity Golf Tournament|Fri 23 Oct · Kenya Railway Golf Club7 days to goCount me in →
info@mhasibusacco.com Absa Towers, Loita Street, Nairobi 020 514 1900
Whistle Blowing FAQ
New M-Hasibu Pro App — download on Play Store & App Store
Products Instant Rahisi Loan up to KES 1M — apply via portal
Open Membership now open to all Kenyans and the Diaspora
USSD Bank on the go with *657#
New M-Hasibu Pro App — download on Play Store & App Store
Products Instant Rahisi Loan up to KES 1M — apply via portal
Open Membership now open to all Kenyans and the Diaspora
USSD Bank on the go with *657#
Join Us Feedback Location

Bank daily.
Grow confidently.

Your Financial Freedom in One App

Deposit, borrow, pay bills and transfer funds — all from the M-Hasibu Pro App. Your Sacco in your pocket.

24/7 AccessPlay Store & App StoreSecure Login
Download M-Hasibu Pro → Explore Products

Access up to
KES 250,000

Loans in Minutes · Straight to Your Phone

Apply from anywhere. Instant approval on Rahisi Loans, low interest, funds to your FOSA in minutes.

Instant ApprovalLow InterestStraight to FOSA
Apply for Mobi Loan → All Loan Products

Build your family's
brighter tomorrow

Plan Your Family's Future · Join Today

Plan, save and grow with a Sacco that thinks generations ahead. Now open to all Kenyans.

Registration KSH 1,200Open to All KenyansDiaspora Welcome
Join Mhasibu Today → Why Mhasibu?

Together we make
the difference

40 Years Strong · Since 1986

A trusted partner across generations. Building financial futures for 40 years and counting.

29,000+ MembersKES 12B+ AssetsSASRA Regulated
Open an Account → Call 020 514 1900

Financing that reaches
every county

Grow · Nourish · Empower Kenya

Asset finance, working capital and savings products designed for Kenya's farmers and producers.

Asset FinancingWorking CapitalNationwide Reach
Asset Financing → Save Money

Financial partners for
growing businesses

Trusted Advisors · Stronger Businesses

Business loans, working capital, Lipa na MHASIBU merchant services and expert advisory for SMEs.

Business LoansLipa na MHASIBUExpert Advisory
Business Solutions → Contact Us

Your Sacco.
Your Future.

Rooted in Nairobi · Serving Kenya

Headquartered at Absa Towers, serving members across Kenya and the Diaspora with the digital tools of tomorrow.

Absa Towers HQNationwide ServiceDiaspora Welcome
About Mhasibu → Visit Our Branches

Banking
without borders

One Platform · Every Corner of Kenya

Whether you're in the CBD or the countryside — same fast service, same trusted Sacco, at your fingertips.

M-Hasibu Pro AppUSSD *657#Members Portal
Explore Digital → Join Us
🛡️
SASRA RegulatedLicensed DT Sacco
💼
KES 12B+ AssetsFinancial strength
🌟
Award-Winning ServiceDigital Transformation · Risk Management
📅
Since 198640 years of trust
🌍
Open to AllKenyans & Diaspora
29,000+
Active Members
KES 12B+
Asset Base
40+
Years of Service
3
Offices
Nairobi‑HQKisumu&Mombasa
Licensed and regulated by the Sacco Societies Regulatory Authority (SASRA). All products subject to terms and conditions.
What we offer

Money moves for every stage of life

Save, borrow, bank and grow your business — all in one Sacco. Pick what fits your next move.

View all products →
Instant BorrowRahisi LoanApply on the portal, get approved in minutes, cash in your FOSA.Read more → On your phone BorrowMobi LoanQuick cash for life's surprises — straight from your phone.Read more → 1% p.m. BorrowNormal LoanFor the big plans — school fees, land, building. 1% p.m. on reducing balance.Read more → No guarantors BorrowSelf-Guaranteed LoanBorrow against your own deposits. No chasing guarantors.Read more → Own it BorrowAsset FinanceThe car, machine or equipment that grows your income.Read more → Dividends SaveBOSA DepositsGrow your shares, earn annual dividends and qualify for more credit.Read more → Everyday SaveFOSA AccountYour everyday account — deposit, withdraw, transfer, M-Pesa.Read more → Lock & grow SaveFixed DepositPark your money, let it work, collect competitive returns.Read more → For kids SaveJunior AccountStart your child's money journey early. Small steps, big future.Read more → Paybill 4189005 BusinessLipa na MHASIBUTake M-Pesa payments at your shop. Funds settle to your FOSA.Read more → Scale up BusinessBusiness LoansWorking capital to stock up, hire and grow — plus expert advice.Read more → 24/7 DigitalM-Hasibu Pro AppYour Sacco in your pocket — save, borrow, pay and transfer.Read more → *657# DigitalUSSD BankingNo data? No stress. Dial *657# on any phone.Read more →
Your next move

What are you working towards?

Tell us the goal. We'll match you with the right product.

🎓Clear school feesNormal Loan 🚀Start a side hustleBusiness Loans 🚗Buy your first carAsset Finance 🛟Build an emergency fundFOSA & Fixed Deposit 🏡Own land or a homeNormal Loan 🧒Save for your childJunior Account
Why Mhasibu?

A Sacco that works for you

For over 40 years, we've helped Kenyans build wealth, access credit, and bank with confidence. Now open to all.

✓

SASRA Regulated

Licensed deposit-taking Sacco with full regulatory oversight and member protection.

⚡

Digital-First Banking

M-Hasibu Pro app, USSD *657#, and members portal — bank from anywhere.

💰

Competitive Returns

Attractive annual dividends and affordable loans at 1% p.m. on reducing balance.

🌍

Open to All Kenyans

No restrictions — every Kenyan and diaspora member is welcome to join.

Together we make
the difference!

Join a community of 29,000+ members who trust Mhasibu with their financial future. Award-winning service, generational trust.

KES 12B+Total Assets
40+Years
29K+Members
SASRA Regulated Award-Winning 29K+ Members
Become a Member 020 514 1900
News & Announcements

Latest from Mhasibu

Stay up to date with member benefits, product launches, and industry news.

Digital

M-Hasibu Pro App now live — bank from anywhere

Full mobile banking with instant Rahisi loan approval, M-Pesa integration, and 24/7 account access. Available on Play Store and App Store.

2026Read more →
Membership

Common bond opened — membership now available to all Kenyans

No longer restricted to professionals. Mhasibu welcomes every Kenyan and diaspora member.

2026Read more →
Product

Lipa na MHASIBU now live — accept M-Pesa payments at your business

Business members can apply for a merchant till number tied to Paybill 4189005.

2026Read more →
Digital Banking

Your money, your way

Access your account, apply for loans, and transfer funds — all from your phone, any time of day.

Check Balance

Real-time visibility

Apply for Loans

Instant Rahisi approval

Transfer Funds

FOSA ↔ M-Pesa

Pay Bills

Utility & merchant

Secure & encrypted Available 24/7 Regulated by SASRA

USSD Banking

No internet? No problem. Works on any phone.

*657#
Tap to dial →

M-Hasibu Pro App

Full mobile banking on Android and iPhone.

Google PlayApp Store

Members Portal

Statements, loan applications and account management online.

Log in to portal →
M-Pesa Services

Pay & deposit via M-Pesa

Two paybills, two use cases. Choose the right one for your needs.

For All Members
Deposits & Loan Payments
Paybill Number
540700
Account Number:MHS**** (member number)

Pay Loans & Deposit Savings

Use this paybill for loan repayments or BOSA/FOSA deposits.

1 M-Pesa → Lipa na M-Pesa → Pay Bill
2 Business No: 540700
3 Account: MHS****
4 Enter amount and confirm
For Business Members
Lipa na MHASIBU
Merchant Paybill
4189005
Till Number:Assigned to your business

Accept Payments at Your Business

Business members apply for a till number to receive customer payments.

1 Apply for a merchant till
2 Customers use Paybill 4189005
3 Enter your till number
4 Funds settle to FOSA

Ready to grow with Mhasibu?

Join 29,000+ members building wealth together. Open to all Kenyans and the Diaspora. Registration KSH 1,200 — limited-time offer.

Join Mhasibu Today →